Navigating complex compliance was a breeze with Finero Horizon’s expert guidance and transparency.

Our Services
In addition to the services listed below, we offer a wide range of licenses and permits tailored to your specific business needs. Contact us for a personalized solution.

Light EU Consumer Compliance Package
A streamlined solution including policy drafting, audits, risk assessments, and strategic planning to ensure compliance with GDPR, Consumer Rights Directive, and other regulations.
Timeline: 3–4 weeks
Best For: Startups, fintech, and e-commerce entering one EU market.

Premium EU Consumer Compliance Package
Comprehensive compliance solution for scale-ups, featuring multi-jurisdictional policies, in-depth audits, market entry strategies, and team training.
Timeline: 6–8 weeks
Best For: Fintech scale-ups, large e-commerce businesses, and global firms operating in 2–3 EU markets.

Electronic Money Institution (EMI) License
Obtain authorization to issue electronic money and provide payment services, with full compliance setup and application support.
Timeline: 6–12 months
Best For: Fintech startups expanding payment solutions.

Payment Institution (PI) License
Process payments without holding funds, ideal for merchants and payment platforms.
Timeline: 3–6 months
Best For: E-commerce and payment service providers.

Crypto Asset Service Provider (CASP) License
Operate crypto exchanges or wallets under MiCA, including AML compliance and share capital setup.
Timeline: 6–12 months
Best For: Crypto startups seeking EU market legitimacy.

VAT Registration
Mandatory for cross-border e-commerce, including registration and consultancy services.
Timeline: 1 week
Best For: Online retailers.

Food Handling Permit
Handle, process, or sell food products in Estonia, complying with EU food safety standards.
Timeline: 2–4 weeks
Best For: E-commerce food retailers and caterers.

CE Marking Certification
Ensure consumer products meet EU safety standards, including testing and documentation.
Timeline: 1–3 months
Best For: Retailers of physical goods.

Data Protection Officer (DPO) Services
Outsourced GDPR-compliant DPO services with ongoing support and compliance audits.
Timeline: Immediate setup
Best For: E-commerce, SaaS, and fintech firms.

Healthcare Service License
Provide health services, including clinics or telemedicine, under Estonian regulations.
Timeline: 3–6 months
Best For: Health tech startups and clinics.

Medical Device Registration
Register medical devices for EU market access, compliant with Regulation (EU) 2017/745.
Timeline: 3–9 months
Best For: Health tech and medical e-commerce retailers.

Alcohol and Tobacco Permit
Sell alcohol or tobacco products in Estonia, compliant with EU excise duties.
Timeline: 1–3 months
Best For: E-commerce retailers of restricted goods.

Cosmetics Registration (CPNP)
Register cosmetics for EU sale via the Cosmetic Products Notification Portal.
Timeline: 2–4 weeks
Best For: Beauty e-commerce businesses.

Gambling License
Organize gambling activities, including online platforms, under Estonian regulations.
Timeline: 6–12 months
Best For: Online gaming startups.

Feel free to contact us to learn more about these services or to get a tailored solution for your business.